Buying a car when you have bad credit, no credit, or a limited credit history can feel impossible—but it doesn’t have to be. At Empire Auto Group, we believe everyone deserves reliable transportation, regardless of their financial background.
That’s why we proudly offer “All Credit Approved” car financing in Ontario. Whether you're rebuilding your credit, just moved to Canada, or are buying your first vehicle—we’re here to help you get approved and behind the wheel fast.
1. Why Your Credit Score Shouldn’t Stop You
Many traditional dealerships turn away buyers based on their credit history alone. At Empire Auto Group, we do things differently.
We look at the bigger picture—not just your score. Our finance team works with a wide range of lending partners who specialize in:
- Bad credit card loans
- No credit auto financing
- Newcomer financing
- Bankruptcy-friendly approvals
- Low-income options
If you have proof of income, a valid ID, and a desire to move forward—we’re ready to help.
2. What “All Credit Approved” Really Means
We don’t just advertise it—we stand behind it. “All Credit Approved” at Empire Auto Group means:
- You can apply with any credit situation
- We’ll help you find a vehicle that matches your budget
- You’ll receive personalized loan options
- You could drive away the same day
No judgment. No gimmicks. Just honest help when you need it most.
3. Fast, Simple, and Secure Financing Process
Getting approved is easy. Here's how it works:
- Apply online using our secure Quick Apply form
- Submit basic documents (ID, income proof, etc.)
- Get matched with the best available lenders
- Choose your vehicle and finalize your plan
- Drive away—often in less than 24 hours
Need help during the process? Our team is always ready to answer questions and support you every step of the way.
4. Huge Inventory, Great Prices
Once approved, you’ll have access to our wide selection of vehicles:
- Cars – Toyota, Honda, Hyundai, Chevrolet, and more
- SUVs – Family-friendly options at affordable rates
- Vans – Ideal for growing families or business use
- Trucks – Tough, powerful, and ready for work
- RVs and Trailers – For weekend warriors and adventurers
We even have vehicles under $5,000 and $10,000, perfect for budget-conscious buyers.
5. Why Choose Empire Auto Group?
- Over 200 vehicles in stock daily
- All credit approved
- Friendly, no-pressure environment
- Financing tailored to your situation
- Fast approvals and vehicle delivery
We’re not just selling vehicles—we’re helping people move forward with life.
Don’t let credit challenges hold you back. Apply today at Empire Auto Group and get approved—no matter your credit score. Or call or text us at 519-659-0888 to speak directly with our finance team.
Why Choose Us
The team at Empire Auto Group provides quality, caring customer service to help you the consumer feel comfortable through the process of purchasing a car.
- We Will Take Care Of Everything In One Place
- We Have Large Selection of Cars
- We Have Easy Auto Finance Facilities
- We Have Vehicle Service & Maintenance
We treats every person who comes to Empire Auto Group like family. Empire Auto Group is a car dealership second, and a customer service business first!
At Empire Auto Group we place a great deal of importance on establishing or re-establishing your credit histories and help with bad credit loans. Empire Auto Group will take care of everything in one place, in one easy step and we make it easier to make it yours. Get approved now!